FIRST-TIME HOME BUYER

Buying your first home is an exciting, rewarding, and daunting process. That's why we're here to help put you at ease. With an HLEFCU First-Time Home Buyer Home Loan, you'll not only enjoy our quick and easy loan process, but will also receive the following benefits:

Lower closing costs
Smaller down payment
Fixed competitive rates
Gift money may be used for the down payment and closing costs
No prepayment penalty
Online Homeownership Counseling Courses

Call us today to learn more about our First-Time Home Buyer program.

CONVENTIONAL MORTGAGES

Whether you're looking to purchase, refinance, or even add an extension to a home, HLEFCU has a variety of conventional home loan options for you. With an HLEFCU Conventional Mortgage, you'll enjoy:

Competitive fixed and adjustable rates available
No prepayment penalty

To learn more about our Conventional Mortgage options, give us a call.